Financing · Bank Rates
Bank Interest
Housing loan rates across Malaysia's major banks — at a glance.
Housing Loan Rates
What Banks Are Offering
A quick comparison of housing loan rates from leading banks in Malaysia, as of August 2026. Your final rate depends on the package, your income profile, and the property itself.
Rates as of August 2026
| Bank | Rate |
|---|---|
 Affin Bank | 3.60% |
 Alliance Bank | 3.85% |
 AmBank | 3.70% |
 Bank Islam | 3.70% |
 Bank Muamalat | 3.60% |
 BSN | 3.65% |
 Bank Rakyat | 3.85% |
 CIMB | 3.65% |
 HongLeong Bank | 3.55% |
 Maybank | 3.65% |
 MBSB | 3.80% |
 Public Bank | 3.55% |
 RHB | 3.55% |
 Al Rajhi Bank | 4.05% |
 Bank of China | 3.60% |
 HSBC | 3.60% |
 OCBC | 3.60% |
 Standard Chartered | 3.55% |
 UOB | 3.55% |
 AIA | 5% |
Want the Best Rate for Your Profile?
Ann can help you compare packages and shortlist the right bank — free consultation in English, Bahasa, or 中文.
Rates are indicative, change without notice, and vary by bank, package, and individual application. Always confirm the final offer with your bank or lender.